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The personal injury lawyers of Weber & Nierenberg represent motorcyclists and bicycle riders who have suffered serious injuries when struck by a truck or other commercial vehicle in the San Francisco Bay Area. Our understanding of the important differences between accident litigation involving commercial insurance and those cases involving private auto policies can make a significant difference in the outcome of a severe injury case.
In bike collisions with private passenger vehicles, the policy limits of the driver that hit you represent an important factor in the case’s resolution. In catastrophic injury accidents, an auto driver’s liability coverage limits of $50,000, $100,000 or even $200,000 will come nowhere close to what you need to cover a permanent disability, years of lost income or complex medical and rehabilitative treatment.
As a result, our attorneys can often reasonably expect to settle these cases at the policy limits once we establish the other driver’s liability and the extent of the accident victim’s injuries. We then pursue any and all other potential defendants to maximize the value of your overall financial recovery.
Commercial Vehicle Accidents Mean Commercial Insurance Coverage
When the driver who hit you is covered under a commercial vehicle or fleet liability policy, however, it is unrealistic to expect a prompt settlement at the policy limits. Coverage typically begins at $1 million per accident, with much larger policy limits common. What this means for the injured motorcyclist in practical terms is that the victim needs to prove every element of his or her loss in detail, often with expert support.
Unlike a severe injury case that would likely settle at low liability coverage limits, the claims adjusters and defense lawyers in a semi-truck or other commercial vehicle case have every incentive to demand strict proof of injury claims.
If you need $700,000, they will try to settle for $400,000. If you need $1.6 million, they will attack the evidence supporting the damages demand in an attempt to settle the case for $800,000. Truck accident litigation often develops into a contest between opposing teams of experts, with each side presenting a thoroughly reasoned analysis of its position.
Call a San Francisco Motorcycle Accident Attorney: 866-288-6010
Weber & Nierenberg has the experience and sophisticated approach to complex accident litigation necessary to give an injured motorcycle or bicycle rider a strong chance of recovering fair compensation for severe or disabling injuries. Our familiarity with the legal strategies used by commercial vehicle insurance defense lawyers represents an important advantage for our clients. Contact us at any of our four Bay Area locations to learn more about our experience with northern California truck and commercial vehicle litigation.
With offices in San Francisco, San Rafael, Oakland and San Jose, our attorneys represent clients throughout the East Bay, North Bay, South Bay and other northern California communities, including Sacramento, Napa, Santa Rosa, Berkeley, Richmond, Fremont, Hayward, Modesto, Stockton, San Mateo, Santa Cruz and Walnut Creek.